This Week in Real Estate

TWIRE S25 E55: Ontario’s NEW HST Rebate Explained (Save Up to $130K on a Home!)

Ontario just made a HUGE move in the housing market. A new HST rebate could save buyers up to $130,000 on new homes—but what does it really mean for you?
In this episode, we break down:
Who qualifies for the new HST rebate
How it could impact home prices and affordability
Why this might finally kickstart new construction
The hidden risks in today’s condo market (high fees, special assessments & more)
If you’re thinking about buying, investing, or upgrading your home, this is a must-watch.

TWIRE S25 E54: Bank of Canada Shock: Are Home Prices REALLY Going Down?

Is the Bank of Canada signaling a major shift in the housing market? In this episode, we break down the latest rate decisions, shocking comments on home prices, and what it all means for buyers and sellers right now.
From rising interest rates to global tensions impacting the economy, we dive into the real factors driving today’s market—and why confidence may actually be coming back.
If you're thinking about buying, selling, or investing, this is a must-watch.

TWIRE S25 E523: Mortgage Renewals Are Hitting Hard in 2026 — Is the Housing Market in Trouble?

In this episode, Rob Golfi sits down with Conrad Zurini to break down the reality behind the 2026 mortgage renewal wave. With many homeowners renewing mortgages from the ultra-low interest rate era, questions are rising about defaults, power of sales, and whether the housing market could face serious pressure.
They discuss:• Why mortgage defaults are still relatively low• What homeowners can do if they’re struggling to make payments• The impact of condo investors and rising costs• Why Hamilton home prices surged so quickly• Whether the market has already hit its bottom
If you're a homeowner, investor, or thinking about buying real estate, this is a must-watch conversation about where the market could be heading next.

TWIRE S25 E52: The Real Estate Pricing Trick That Triggered Multiple Offers

In this episode, we break down a real-world pricing strategy that turned a slow listing into multiple offers. After dropping the price by $20,000, the property suddenly attracted strong buyer interest and sold for more than the asking price.
Rob Golfi, Conrad Zurini, and Brian Hogben discuss why proper pricing is one of the most important factors in today’s real estate market. They also dive into interest rate trends, affordability myths, and how younger buyers are approaching homeownership differently.
If you want to understand how pricing strategy can impact your home sale, this conversation is packed with valuable insights.

TWIRE S25 E51: Pre-Construction Protection? Why This Builder Is Refunding Buyers

Is this the boldest move in Canadian real estate right now?
A major GTA builder is offering buyers something we haven’t seen before: price protection on pre-construction homes.
 
If the value drops before closing — they refund the difference.
In this episode, we break down:• Why builders are suddenly offering guarantees• Whether we’ve officially hit the market bottom• The shocking payment difference between 2021 vs today• Why Hamilton is now one of Canada’s hottest rental markets• The real truth about condo fees, vacancy rates, and EV upgrades
Is this confidence… or desperation?
If you’re thinking about buying, investing, or holding — this is a must-watch.

TWIRE S25 E50: Why 2026 Might Be the BEST Year to Buy a Home

Is 2026 the window smart buyers have been waiting for?
This week, we break down Nova Scotia’s shocking new 2% down payment program, what it means for first-time buyers, and why it could signal a bigger shift across Canada.
We dive into:
Why so many buyers are sitting on the sidelines
The real reason consumer confidence is low
Whether 40-year amortizations should return
Why once the market turns… it could turn FAST
And why 2026 may be the year people say, “I’m so glad I bought.”
If you’re thinking about buying — or waiting — this episode is a must-watch.

TWIRE S25 E49: Would You Buy a Home on Indigenous Land? The Hidden Risks Nobody Explains

Would you buy a home knowing you might never truly own the land? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben dive into the hidden risks of buying property on Indigenous land. They unpack real-world examples of lost cottages, expiring leases, financing roadblocks, and why banks are often hesitant to touch these deals. Plus, the conversation expands into real estate industry red flags every consumer should understand before putting down a deposit.

TWIRE S25 E48: Putting 20% Down Might Be Costing You More Than You Think

Many buyers believe putting 20% down is always the smartest move — but that may no longer be true. In this episode, Rob Golfi sits down with mortgage expert Brian Hogben from Mission 35 Mortgages to break down the real math behind CMHC insurance, insured vs uninsured rates, and why some buyers are actually better off putting less down. They also discuss 30-year amortizations, payment strategies, and how keeping cash on hand can make homeownership far less stressful in today’s market.

TWIRE S25 E47: Who Really Gets the Deposit When a Deal Falls Apart?

When a real estate deal falls apart, who actually gets the deposit? In this episode, Rob Golfi, Conrad Zurini, and Brian Hogben break down why the current deposit system is broken, how buyers and sellers get stuck in limbo, and why “mutual release” creates more problems than solutions. From missing sellers to hostage deposits and outdated rules, this is a raw, unfiltered conversation about what’s really happening behind the scenes in today’s real estate market.

TWIRE S25 E46: The Numbers Don’t Lie: It’s Time to Level Up

The latest stats are out — and they tell a story most people don’t want to hear. In this episode, we break down the numbers, what they really mean, and why staying comfortable is no longer an option. Progress demands honesty, accountability, and a willingness to level up. If you’re serious about growth, this conversation is for you.